Hi friends, I have doing banking in Saptagiri Grameena Bank since 3 years and it is recognized by Indian bank. It is located in the chittoor dist of andhra Pradesh. This bank gives very good interest rate and also the loan is also available with low interest rate and it has more branches in local body also mainly healful to farmers . It also provides debit card and net banking facilities and the main point I liked in this bank is it wont charge any fees for doing online and debit card and ATM card servies I didnt charged any fees till now.