Hi friends I want to tell with you that SBI gold is one of the bad experience with me because SBI cutting aur charging money to the banking system so I don’t like this SBI gold when I purchase this one I am very happy but one are using this one I am very disappointed due to overcharge and bad experience I am want to give zero stars to this the customer service of the SBI gold is very pathetic I am very disappointing customer care service I am not satisfied using this card because they are charged more for every transaction and they are not giving very good benefits two people or a customer to understand the policies and benefits they will not providing good facilities to enroll there program and have good things whatever period if you are thinking to buy this one please don’t buy because nowadays they are charging very pathetic and when you call customer care service they will not respond properly and they will very rude to spoke you and they will not properly guide you to understand their policies when I personally called customer care service is very rude to me and given very pathetic answers that’s why I am sharing a person to be with you you have good reviews with this then you can share and the mouthshut.com is one of the best review sharing.com they given chance to share you are reviews and have good benefits to other customers thank you mouthshut