I took home loan in 2015 along with that there is a insurance and that amount also they made as another loan and the repayment of the same start after five years as per the agreement. And we made our loan repayment as auto deduct from account. After the insurance loan repayment started I just updated the insurance loan passbook and find that the outstanding amount is more than than 10 thousand plus than actual insurance loan amount. While inquiring about the same in loan department, their argument is even though repayment of this insurance loan start after 5 years we paid this money to insurance department two years before the repayment begin date as per the agreement, so that two years interest is added to principal and collecting installment for the new amount. Then I asked as you are auto deducting installments from my SB account why this interest is not deducted. They have no answer for it, and says it is a system issue due to SBT and SBI merger. And no mail or message about this interest component received from bank side. This is the way SBI/SBT loot the money of customers.