I have used SBI GOLD N More credit card also have couple of other crdit cards. But trust me this SBI platinum card has the best offers to be Used. n not limited to the offeres used. it has no hasel heavy interst on it or even hidden charges. I am using this Paltinum card from last one year. n I have got the clear Value for my money. Even if u use its Cash withdrawal minimum Interest n processesing fees are indulge. EXCELLENT customer service as well.