I am account holder in this since 2011 till now, there is no problem with the bank and online banking is also gud for, I took gold loan for 3 times the staff in vijayawada gurunanak nagar branch also gud, but sometimes they don’t here what we said, sometimes very lengthy queue, facilities in this bank very gud, but there is cash in ATM in several days now, yesterday also I searched for 5 sbi atm’s for withdraw, one of the bad about sbi is charges on minimum balance is awkward.