I got simply click sbi card at 499 annual fees. I got credit card limit of 50000 rs. specialiy of this card is you get more rewards points in online shopping, . you get 10 rewards points for shopping of 100 rupees. eash rewad point worth 025 paisa. so basically you get 2.5 percent discount. it is great!. exclusive partner is amazon, book my show. also you can get bonus rewards points worth 500 rs by retail shopping of 2000 rupees. so you get a card almost free. a
one another offer on this card is if you purchase minimum 90000 within a year then credit card fee is reversed.
so I recommed you to apply for this credit card. it is free.