I am using the SBI simple save card from last year IN the beginning they charged me around 599 for the apply of the credit card and said that this card is now free for lifetime. In last year I use the card around 100000 rupees and paid timely payment always but they charge again annual fees of 499 . they said that you have to pay the amount it is compulsory.
they also reduced the limit without any prior knowledge.
there is no tracking system for this card how much I spend in previous time.
Very bad service . I used many cards but this card has a very bad service.