I have a a/c on sbi when I open my a/c sbi fill me one form for atm card and when I fill the form there was bunch of option there but I chose sbi visa card I found so many befit later on while I used in different different places and I paid on-line bill and made many times mole recharge I found many times many discount on this card just go for it and it’s provide many security as you familiar if you are an a/c holders in other banks such as otp password and buy any product and paid bills do many more using single card dude enjoy the card facility