They give you money for free ie 3-6 months. They dont deposit payment cheques non time, but never charge you for late payments!! Have got unique offers also!! almost everything can be taken on int free loan for 3 months.
Customer service:
I hate it. This person who sounds like a girl but actually is a guy calls me from Delhi. the way he talks is fantabulous, "Sir you have made a payment of Rs 50000, RIGHT? we are offering you EMI on that , RIGHT? You will have to pay a small amount of Rs 500 with first EMI, RIGHT? So should I activate this service as its for your benefit and is valid only for today, RIGHT? My senior will call you soon, please answer his call, RIGHT? "...........his/her every statement ends with a WRONG note, RIGHT!!
Rates and charges:
Its almost the most lenient card!!
Overall : I am ok with it!! RIGHT???