I have been using the more than three months, the provide you options to invest in high interest FDs and you can get FD receipt for higher amount invest. I invested in FD with Suryoday small bank and its giving be higher return with daily gain report how much I have earned in interest.The bond section is good with top NBFCs and senior secured bonds means you are much more safer to get your amount invested. The bonds are AAA, B rated bonds which will give you higher return with less time taken to mature. Its safe because they thoroughly researched and listed bond which is safer for customers. Also Stable money invest in bonds which they listed on their platform.They have newly listed Government security with sovereign guarente, which is much more safer to invest starting from rs.100. T-bills which mature in 90-180days. You will get money with interest faster to invest again.The requirements are you have to get a Demat account and kyc to proceed with your investment. Customer support is good. They respond faster. Stable money also offers credit card again FD starting from rs1000.