Well Standard Chartered sent me a free Manhattan card since I am a standard chartered customer with a good history , the card is good and especiallt the Experiences like Time out, Wine and dine etc.
I have already attended the art of living session which was sponsered by Manhattan Card , even the customer service is in a casual manner , not the formal type , here they address you by name.
This card is similar to The Times card by citibank, revolving credit interest rate is 1.99% depending on your credit history it may vary. As of now no problems lets see what the future holds for the manhattan card , I would definitely recommend it as there is no annual fee. But the card is to be used for atleast once every six months other wise the annual fee will be charged the experiences or events they conduct will be free for the first year from the second year inwords it will be charged at Rs 100 per experiences.