Manhattan credit card gives the most worst experience a person can have ... as me and 2 more colleagues from my company applied for this credit card. my friends got the credit card asap in 1 week after we applied. and I received a sms after completion of my verification. sms stated that the transaction has been approved and the shiny card is on its way. but later after 2 weeks I receive a letter saying that the card cannot be sent with no reason. when I call cust serv manhattan they say sorry we dont have any details . that means the person who applies never comes to know the reason as to y his card was rejected. and that my colleagues dont have the salary I earn ... my credit history is good with all the banks. but still with no reason manhattan will say no we dont want good business. this isnt a good service... is it ????