Manhattan credit card is a convenient, no-frill, card. They did not impose the mandatory insurance changes on me when I refused to take their card otherwise.
The man who came to my house to take down my details was quite helpful and fairyl knowledgeable.
The interest rate charged on your roll-over credit is less compared with others and there are no annual charges. The initial credit limit I got was quite good, more than a lac.
Convenient drop-boxes are present throughout the city, in this case Bangalore.
Billing is prompt and layout quite comprehensive including info on your accummulating reward-points.
Though I did receive my PIN after a delay of almost one month it did not take away anything from the usefulness of the card.
I would definitely recommend this card to an average user who does not want too many add-ons with his card
The website is full of flash animations though an HTML format is also available. I wish they would allow us to log into our accounts online.
Overall a good experience.