I have credit cards from 6 major banks, HDFC, CITI, INDUSIND, HSDC, KOTAK and SCB.
Cash back facitilty in SCB Titanium and Manhattan is excellent. In Manhattan card you will get cash back 5% on all supermarkets like DMART, STAR BAZZAR, SPENCERS, BIG BAZAAR etc..
I am recieving cash back in every statment without fail.. If any fees applied it is as per their policy and card holder agreement. If you regularly use credit card and know how to manage cards this is the best for you..
Thanks
Jagjeet Singh