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I share my experience this is a bad insurance company.i joing this insurance 3 years ago then I paid a good amount in monthly.In a case I was in hospital I spend lots of money becouse I have a small operation.Then I submitted all documents in star health insurance company but they told they cannt allowed money for this they told this is not a major disease they cannt allowed this cases for money. Then I reach many times this company but they not responding they not help not get any suggetions any informations for this insurance compny.They fooled me I lost my money.They attracte you to join but after joing they are totally fooled you they not allowed any money.Their settlment is bad it is not proper timing.Their premium is waste they told fake.it is a bad company