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I am health insurance holder for 7 years now(.... Paying very honestly every year without delay.... But till feb2020 not claimed a single rupee... Now for a meager amount of 15, 000 rs(less than a premium) they are torturing...saying want reciept.. But the hospital has given the bill with seal " PAID" n signature of the authorities... For this they are dragging n troubling since feb 2020..dont know which hospital or shop gives bill and reciept seperate...never expected self claimed no, 1 company could be so cheating n fooling people around... Actually I wanted to test them for claim settlement to continue with the policy or go for some better company... They proved they are number one cheaters...