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This company is the biggest looter. They will never approve your claim and give silly or no reason for rejection. My family was admitted in emergency situation in a network hospital, but they rejected my claim stating that there was no need for hospitalisation. However, one of the patient in the same ward with the same diagnostics got his claim approved from his insurance company i.e New India.Hospital is not a hotel or tourist spot. No one goes by choice. I advice others either go with other Health Insurance Providers (There are many) or save an emergency fund for medicalemergencies (Best Practice)