Hello friends I am telling my experience about this insurance policy. One insurance agent of this company contact me about this insurance he tell me money back plan and tell me of this plan and saying that he is just telling me about this plan so take ur identity proof and just for shake to say his company that he visited any customer.and he assured me that he would not take any plan without my permission.after seven days in 2012 he called me that he has taken insurance of 29000 rs per year money back plan in which company give me 50000 rs in alternate 5 years.without my permission he insuranced me.after that I refuse to take it.and then he forced me to take this insurance.i deny and he forcibally taken 10000 rs in two installment telling me that if I am refusing to taje it then he would sell my insurance to other person.that was risk for my life.so I refuse to sold others and gave 10000 rs to agent.but after that I contact to jabalpur office to taken back this policy and refuse my money.he refuse to give rs me and asked for wait for three years.now also I an waiting but company has no response so kindly not to take this insurance because there is not customer satisfaction