This is the offical app of Bank of India( BOI) .The bank says you can transfer money and recive, you can also search near bank of india banks and atms, mobile recharges and dth recharges.And many more features.I think this feature will cool enough for any BOI bank user But it manyproblems they are more the 2500+ users are even cannot login to there accounts the message shows that please uninstall and install many users are done no change.Attetication problems you cant use is but there is some good news from many others that the are good to use it and has no problems, this is not good for other people how are suffering for there problems