In this app u only send money but not add any a new user account. Here if u also send money in between any bank without any restiction but it does not show any amount which will be deduct at time of transaction.
Like if u send money through IMPS it does not show transaction fee at that time at also not deduct any amout instantly.
So it confusing. Otherwise it is good and very easy to use.
I am only share problem but it contain lots of features by through u like it.