I have a saving account in this bank since 15 years. I use to their atm, cdm, internent banking, debit card every week.
this bank has many pros and cons, the behavior of bank officers and juniors staff is not upto the mark, they dont want to improve their skills in technical knowledge and customer relationship. I always see that they usually scolding many persons due to burden of work, they treating customers in last months badly, sbbj have many branches and atm across india. their banking network is also very powerful but their net banking is worst, no body can transfer money instantly above 10000 in a day, after beneficiary addition, we can send money, and this process taking 5-6 hours. if anybody wants immediate support manually from branch, he can not take support because their employee making fool by many ways. so I can not suggest this bank to anyone. their mobile app is also poor, we can not use this for all our banking purpose, only we can see balance and transaction summary.