Banking these days is very easy but still one of the bank is making it worse which is out State Bank Of India.If you try to deposit the money or withdraw it usaually takes time.If you lost your debit or credit card you have to go your home branch to get it.If you want to generate you netbanking it will also take time and one of the worst is if you want to change your phone number it takes 7 working days in which a person like me will think to suicide. There are almost 50% of user in india and still a bad service.