Well guys personally it has been year since I have joined state bank of india. For have an account which gives you min balance of zero was great deal . But reality has changed now . From this year new rule of account balance of savings are 1000 ruler areas simi urban 1500 and metro 3000 that is huge in compare to other banks . Year a ago ot was bank of every indian now it have become a bank of dream. From labour to rich person everyone was present there but now its has changed . On that they have cut saving bank acccount intrest rate too so what to expect . Service to be honest I never had any problem in that case . Just to there are great deal what others banks have offer . Becuse sbi leaft everyone indian in wane .