I was given SBI account as a salary account by one of my previous companies that I worked for. My account was opened in the year 2012. Those days my job involved travelling and I had to do deposits into my accounts from different places, which I could hardly do. Later also when I have to deposit in other people’s accounts, I could not do them and was given no valid reasons.
Even now people find it almost impossible to deposit either in other people’s accounts or putting into our own account from a different location other than our home branch. The card to card transfer system is not that easy for elderly people who prefer conventional banking. Has it has no positive features - yes, it gives accident insurance for very less price.