I want to share my experience with State Bank Of India.It is the largest bank of India.I have my bank account in SBI and I never faced problems regarding netbanking and creditting money in my account.
It is the safest bank in India.I can anytime access my netbanking account and get neccessary updates.
I don’t know about loans but as a normal customer I am happy with its service.
The staffs are are well behaved and treat customers well.At least, I have not experienced any bad behaviour from them.
State Bank of India serves the largest number of people of India.So, you can calculate its efficiency.
It provides student loans which is a great relief to students.
The rate of interest is also good.
I and my whole family beleive in this bank.