The service provided by SBI based on the saving account was really good.The customer service provided good.I have a savings account with State Bank of India. ATM services are good. Net banking is good. It is a government bank and they do not respond to our queries. I gave a request to change my contact details and still they did not do it. and Interest rate is par to the market for this savings account. For fund transfer SBI is charging nearly 5rupees.