State Bank of India is the bank where everyone wants to have a account, it is because its a nationalized bank and has maximum number of branches all over the country. The bank has absolutely nice service as well. As digitization has spread bank has introduced phone banking. This facility is very useful now a days. You dont have to go to bank for banking or any transactions. The phone banking will do all the transaction in a fraction of seconds. You dont have to stand in a queue for any bills to clear, just login to your SBI app in your mobile and you can pay in a second. This way you can save your time as well. State Bank Of India has also maximum numbers of ATM situated every corner of the country. It is secure and easy to use. Bank now a days very much cautious about being robbed or being stolen. And that is why it uses CCTV cameras at every ATM Branches. also it will not take wrong pin code more than three times and if some one tries for it for more than three times then it will block the ATM card for 24 hrs. Another important transaction method that State Bank of India has introduced is INTERNET banking where you can do transactions through web. It is also very secure system to do transactions. Customer services are also nice because customer care will solve your problem within a short period of time.