Firstly after the amalgamation it can withstand the strong competition from private sector banks and can accumulate more resources to channelize trained manpower across its branches. Secondly in terms of cost cutting, instead of setting up new branches, it can utilize the already existing branches of its child banks.But if you look at the other side it might not be beneficiary for the employees because factors like experience, promotions, hikes come into picture. Now currently SBI is dwelled with lots of debts in terms of non-performing asserts whereas banks like SBH, SBP are in profits. So, there will be an extra burden on these child banks if the amalgamation takes place.