Stay away from the un professional behaviors of nationalized bank, the BOI service is the worst among these.
Think 100 times before opening any relationship, when called up the customer care for the solution, the phone executive was unaware about the process of the bank. Was unable to guide regarding the doubts and in last disconnected the phone without reply.
Better you open the accounts in any co operative bank or pvt. banks, the anywhere banking is just to make fool to the customers in nationalized banks