It is a very good bank. I am using this bank services from 1 year and I am quite satisfied with its services. Where I am living, there is everywhere availablity of the Sbi ATM and vash is available all the time when I visit ATM. Its Customer service is little but slow. We can also do internet banking with the Sbi account or transfer money easily from one account to another or one bank to another bank very fast.It also has feature that when you transact money sms will be delivered to your registered phone number. There is also sbi app available for both android and ios where you can manage your account. I hope gou understand and take right decision.