Hey. State bank of india is the one of the major spread bank in india . It has its branches in many places. I also have a saving account in this bank. My account is in New colony road Branch. I had opened the account one month ago. At that time , I forgot to apply for the ATM card. Then on the next day, after my account has been opened, I went to the bank and asked the employee for the ATM card. He said that I have to Apply for it separetely. I filled the form and ask him about the time it will take. One week , he replied. But it has been a month since then. My card has not been issued till date. It had taken too much of time. In this span of time , I alreadt had been visit to them almost 7 to 8 times. Their customer service is very dissappointing. Even you cant trust on their net banking also. Their net transactions also take too much time. My experience with this bank is very bad. I am thinking to open the account in other bank. And if you are willing to have an bank account and going to use that for every professional purpose then I honestly suggest you to not go in this bank.