SBI is a very bad as per my point of view because mainly staff of the bank are not very cooperative, as this is govt bank so staff think in this manner, if you are thin king that you e]will be able to take loan from this basnk then this is your drawback as you will not be easily able to get the loan from this bank .you will have to give as many dicuments that you will not have for taking loan you income should be very high that is not gud if your incvome is very high then definately you are not supposed to take loan from the bank.