I had account in state bank of india for last 3 years in Government Sivagangai Medical College. I had also SBI atm cum debit card and internet banking. But in this branch no atm centre. We know that the medical college and hospital is important public place where many people come but there is no atm. For atm we have to walk nearly 2 kms and it very difficult for the patients. The service charges for online transaction is also more when compared to other banks. The online fund transfer is not so speed.