Today I visited my bank SBI with a check to submit my collage fees. First the employe came so late then he came 40 mins late from lunch when I went to collect the receipt. He wasted almost 1 hour . Even opening a new account in SBI is also so time wasting job. They waste a lot of time and make you wate . For geting the form only it takes 5 to 10 mins . Then its impossible to complete it within the same day and submiting takes 1 day then next youill get your account kit.