I have been using super.money app last 8 months now, it still gives cashback on every upi payment. I have applied for FD based super card with is starting from rs.100 which was good and I took it. So far I have collected almost rs.1000 and still going. But the support services is really bad they still unable to describe the issue clearly and take time to resolve the issue is long. The credit card starting limit is not rs.100 for everyone as they said, it actually see your credit score to evaluate and then auto decide a minimum limit for you. Which I know after I reached the bank which issue the credit card through mail. It is now offering prepaid recharge which they say 10% flat cashback on airtel recharge which only once each month after that it will give up to 5%. So far the cashback is good use it only to get cashback at any merchant qr code. Do remember from 20th of the month till last of the month it will give less cashback on every transaction. It will not give cashback on mutual fund, creditcard bill and loan payment.