Need some help regarding home loan.
Shall I go for a private bank, eg HDFC etc, or a Nationalised Bank, eg SBI etc.
Shall I go for fixed rate or adjustable rate?
I also got to know that at HDFC, in case of construction linked plan, the actual EMI starts after the disbursement of full loan amount & till that time the customer keeps on paying one or the other charges. Is that true?
Thanks in advance for your advice.
Regards
Sumit