Please do not invest in Tata Aig life as you would not even get your premium paid amount if you want to surrender. Also you do not get even fixed deposit interest for the amount paid.
I invested 3 lakhs in the last 5 years but present face value of it is only 2.67 lakhs. If I surrender I get only 2lakhs.
Generally anybody expects at least fixed deposit bank interest rate but I got negative interest rate. When Tata Aig is unable to manage funds, why we have to invest and cry for their bad management.