Its a barbaric institution, su-king the hard earned money of customers.Since 1998 am a policyholder C310920090, every month paid 1600 without a miss not even a single month 160012months22years of 422400. Now due to covid19 am unable to bear the premium, thought of with drawing the policy. Approached Indira Nagar branch office for surrender of policy and requested for refund.
Its a hell they minted my investment in various ways but to my astonishment the surrender value is only 25% ie 120000. Rest of 75% swallowed by the company.
If I had invested in gold in those days it was only 200/ gram it would have reached 30 times.
Please never insure in tata aia, instead seek a loan from bank invest in properties by paying the EMI. In a span of 22years it would have reached minimum 60times.
Can u digest receiving only 25% of the hard earned money which u invested. They are luring the clients. Many have been victimised the dreaded disease, may the god bless all staffs of Tata aia with Corona. The curse of all will never go in vain. The customer care is such a worst, its designed to land with portal to obtain premium certificate. That app is such a worst though we log in with policy number and password it keeps rotating either we cannot file for ITR. So please never opt for tataaia.