I was working for aprox 2 years in Tata AIA Life Insurance Company, i was also one policy, but I pay only one year premium, then 2 years no pay because I was jobless and that time suffer from financial crisis, then I remember policies, i go to Tata insurance office, There account department person is very good person, they summit I mean surrender my policies, After that within & days in my account payment is credit with interest, I am so happy, Tata AIA Life is a joint venture company formed by Tata Sons and the AIA Group(AIA). Tata AIA Life combines Tatas pre-eminent leadership position in India and AIAs presence as the largest, independent listed pan-Asia life insurance group in the world, spanning 17 markets in Asia Pacific. Tata Sons holds a majority stake of 74 percent in the company and AIA holds 26 percent through an AIA Group company. Tata AIA Life started operations on April 1, 2001.All policy are good, Thank you