I want to share my five year experience of credit card. If you follow these four simple points, You feel lot of benefit from this and will not face any financial problems.
Use credit card amount limit as credit for fifteen to thirty days. You plan your monthly budget and purchase accordingly with card.
Respect credit card bill payment deadline. If you forgot to pay on time, you will suffer heavy interest as a penalty.
Don’t disclose your password/PIN to anyone.
Don’t purchase other necessities, because if they not return your card amount in time you will face financial burden.
Hope these four simple points can save you from financial problem in future