Internet banking is very convenient ways of banking now a days when digital transactions are highly growing Internet Banking knowledge is important how to use it securely and where to use it.
There are lots of ways UPI, NEFT, RTGS, even with ussd now a days main features is same you dont need to go anywhere dont need to swipe your card just remembering the numbers will do but lets make one thing very clear with all this platforms Theft Hacking is growing as well so as you already know dont tell your otp to anyone who calls and ask them even card no they ask sometime and confront as they are calling from bank but there are many more ways that your data(credentials /money) may be leaked dont use simple password on any devices dont use apps in rooted android try not to use net banking in Cyber-Cafe as keylogger can be installed there so be safe adopt technology but first gather knowledge properly at the end Happy Banking .