Internet banking is now a days the most efficient way for money transfer. Which means most of the people nowadays using internet banking such as Paytm Bitcoins PayPal etc. This internet banking is more reliable because is there is an emergency of sending money to someone or of receiving money from someone you dont need to go to the bank stand in the queue and wait for a long time for a simple money transformation because you can transfer money from anywhere you want to your mobile or laptop visible is with you so I think internet banking is more helpful then manual banking thank you