Internet baking is the best online banking ever, what I mean is, If you really interested in Online Payment or Transfer or anything like, EX: Mobile Recharge, Use Internet Banking. its very convenient and comfortable even easy to use.
The only thing I want you to suggest is, Don’t get lost your Phone, Since you give your mobile number for getting high security code for any transaction. And, Don’t Share your Email Password with anyone. even you share your internet banking password with anyone, they cant make anything without your phone number or Email. so Take care of these two.
One more tip which I would like to give you is, don’t make your computer remember your password ever for such accounts like, internet Banking / Email Account .