I hold the UCO bank savings account for more than 3 years, . I dont use this savings account much . The customer service is better with UCO bank. The net banking is not used with UCO. I would say it is an average account to use and I am satisfied using it. UCO bank had been excellent to me. The bank shows that they value a customer lot. The team always sorts out my clarifications and do not deny my request. I hold a savings account and the internet banking is also perfect.