Udio App is is the best app .It is like a wallet can be used for recharge mobile or to send money to your friend who using Udio app or to any one Bank Account upto 2500 rupees per month can be transfered to any one bank account and no extra charges will be taken by udio App for this service. Also you can top up your wallet by using your credit card, Netbanking, Debit Card. Also you can save your card details also in this app. Only 2 transaction can be done on one card within 24 Hr of use. one more unique feature of this app is for those who need visa virtual card also availabe and you can request for physical card also it will be delivered to your registered address. And the same card can be used in any merchent online and offline also within india.