Union Bank of India is well Known and Largest Government owned Bank in India.I am account holder of UBI from the past few years.
There is lots of Problem in Internet Banking, I had faced lots of problems while doing Online transaction, specially when someone transfers money to my account, I had always faced problems, money doesn’t credited in my account in time, always have wait for long period of time and have to complaint.If due to any reason online transaction failed than have to complaint to customer care and they will take 7 -10 working days to get the money back credited to my account.If any complaint is registered through customer care they will ask for 7 working days to solve the issue, but after 7 working days the problem will not solve.
They will says that - the complaint was not registered properly, have to registered the fresh complaint and it will require another 7 working days.UBI is now giving Rupay Debit card to their customer, recently I had issue new card they gave me rupay, it doesn’t work in most of online sites, always have security phase problem and now it has been blocked for online use.
UBI is good for only offline banking, this bank is good if a user doesn’t require Internet banking, it has lots of issue with online banking.