I had a account in UBI. Its service is totally worst. No employee work perfectly . Behaviour is very bad. Whatever Union Bank of India branch I have seen in my city and other city maximums are not work properly. Bank employees are not do well behave with the old person. Those who are not educated that much or not aware about banking system employees are not help them properly. Whatever employees are worked in UBI bank maximum employee not well trained and there work is very slow. UBI bank ATM showing maximum time out of service. Inside bank is not well maintained.