Great banking as irctc issue card with this bank.
staff is very helpful, online banking features is easy to apply online through debit card by updating email id on account than you easily using it seamlessly.
it is not near to my place but I preffered this, although icici bank is just beside of me but the min. account balance in icici is 10k to maintain I am using too much online shoping and fund transfer so sometimes I need lots of money to debit.