Hey guys,
I am account holder of union bank and I have both credit card and debit card as well but they don’t work for me well for online transactions like for online shopping when ever I try to buy something and make a payment through my card it always just show me your traction cannot be fulfilled and most of the time money also deducted and took around 2-3 working day to get back again in my account. so if you are try to book some ticket on website like IRCTC it is very risky to get ticket cause it may gives transaction fail and also after payment also it took more time from bank to confirm the transaction compare to other banks. It is good to swapping but not for online buying.