Hi friends, I am an account holder of this bank.the customer able to transfer fund to self or any third party account within the bank after registration of the beneficiary. the beneficiary registration can be done either using the mobile number if the beneficiary is a mobile banking customer.but some times it is not working, failed the transfer.very poor experience with this. Atm card is good. but when you add money on paytm, or others wallet then sometimes they not prefer on ubi atm card. internet banking is good in this bank. Customer service is very poor.